Are You Paying Too Much for Health Insurance Without Realising It?
Here’s What You Can Do About It Today!
It’s no surprise that health insurance is a key expense for Australians. But what if you’ve been paying more than you need to?
The truth is, health insurance premiums are rising year after year, leaving countless Aussies wondering: Am I getting the best deal?
If this sounds familiar, you’re not alone—and here’s the silver lining. Thousands of Australians have already achieved significant savings without compromising on their level of cover, just by switching to better value health insurance.
What’s more, if you switch to a cheaper equivalent policy, you won’t have to serve new waiting periods.
And people who use the team at Health Insurance Comparison to compare and switch are saving an average of $304.
Get Started Now:
Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.
* Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
By Sarah M
Last updated on 20 August 2025
Australia: We saved our average customer $304* on their average annual premium.
Policies start from just $19.58** per week!
Select your age and
compare now!
100% Australian owned & operated
* Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
**The premium quoted is accurate as of 1 May 2025 for a single 70 yo member in NSW with basic hospital and extras cover, assuming the full government rebate is claimed and no Lifetime Health Cover loading applies. Premiums may vary in other states.
Paying too much?
Australia: We saved our customers $304* on average on their annual premium! Select your health fund and see how much you could save!
* Average saving of $303.94 based on 238,768 customers between Jan 2015 - September 2024
In short:
Loyalty May Cost You: Aussies are stuck with outdated policies, paying for cover they don’t use. With annual premium increases, staying with the same provider could be silently draining your budget.
Missed Deals: New customers often get better deals, and sticking with your current health fund may mean missing out on discounts and specials.
Now Is the Time to Act: Reviewing your health insurance regularly is the key to saving. Start comparing now – it’s fast, free, and could save you hundreds of dollars a year!
Why Sticking With Your Current Health Insurance Might Be Costing You
When Was the Last Time You Reviewed Your Health Insurance?
If it’s been over a year, chances are you could save hundreds – or even thousands – just by comparing. And remember: you don’t have to settle for the first policy you come across. You deserve to have the right cover and savings in your pocket.
The best part? Comparing doesn’t cost a thing, and there’s no obligation to switch. It’s simply a smarter way to ensure you’re getting the best bang for your buck.
Here’s How You Do It:
Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
Don’t Wait – Start Saving Today
The costs of staying with the wrong health insurance provider can add up quickly. Every day you delay could be another day of wasted money.
Click below to get started now – it’s quick, easy, and completely free!
In short:
Loyalty May Cost You: Aussies are stuck with outdated policies, paying for cover they don’t use. With annual premium increases, staying with the same provider could be silently draining your budget.
Missed Deals: New customers often get better deals, and sticking with your current health fund may mean missing out on discounts and specials.
Now Is the Time to Act: Reviewing your health insurance regularly is the key to saving. Start comparing now – it’s fast, free, and could save you hundreds of dollars a year!
In short:
Loyalty May Cost You: Aussies are stuck with outdated policies, paying for cover they don’t use. With annual premium increases, staying with the same provider could be silently draining your budget.
Missed Deals: New customers often get better deals, and sticking with your current health fund may mean missing out on discounts and specials.
Now Is the Time to Act: Reviewing your health insurance regularly is the key to saving. Every day you delay could be costing you money. Start comparing now – it’s fast, free, and could save you hundreds of dollars a year!
Here’s How You Do It:
Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
Here’s How You Do It:
Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
Many Australians stick with the same health fund for years, believing loyalty will pay off. But the reality? Health providers rarely reward loyalty with better deals.
They frequently adjust coverage, premiums, and incentives—usually not in your favor. While they’re required to notify customers of these changes, they count on you not reviewing the fine print or thinking it’s too much hassle to switch.
This means:
- You could be stuck paying for extras you don’t need: do you really need maternity cover if you’re done having kids?
- You may be missing out on cheaper options with the same cover and not receiving the best benefits or rebates for your needs, such as dental or physiotherapy.
- You could be missing out on discounts: Many funds offer deals for new customers that you won’t benefit from if you stay where you are.
- On top of that, yearly premium hikes go unchecked for most people. Without actively comparing, you’re likely paying more than you need to.
But it doesn’t have to be this way. By simply reviewing and comparing your options, you can take back control of your health insurance – and your wallet.
